Raisin Bonus – Verified Deals & Offers | September 2026
Save on Certificates of Deposit, High-Yield Savings Accounts with 20 manually verified Raisin offers, updated for September 2026. Browse the latest Bonus, working discounts, and exclusive deals, with expired offers removed regularly.
Raisin offers 0 coupon codes and 20 deals as of September 2026. Today's top offer: Seasonal Offer: $75 Sign-Up Bonus in January for New Accounts. Codes are verified and updated daily.
New customers signing up in January can get a $75 bonus. This applies to initial deposits into various account types.
Existing users can earn a $50 bonus for each new user referred. The referred individual must complete their account setup and deposit.
New customers opening a No-Penalty CD account can receive a $45 bonus. This offer is for initial deposits meeting requirements.
Open a new Federally Insured Savings Account and get an $80 bonus. This offer is tied to the initial funding of the account.
During April, new customers can get a $90 bonus on new account openings. This applies to various savings and CD products.
Get an $80 bonus when you make your first deposit into a Multi-Bank Savings Account. This is for new customers only.
Refer a friend to Raisin and both individuals receive a $50 bonus. The friend must open an account and meet deposit criteria.
New customers opening any account in December are eligible for a $100 welcome bonus. Terms and deposit minimums apply.
Share your referral link and earn a $50 bonus for each friend who signs up. The referred friend must meet deposit qualifications.
Receive a $70 incentive when opening a new Joint Savings Account. This applies to qualifying initial deposits for new customers.
Open a new Cash Management Account and receive a $50 cash back bonus. This offer is for qualifying initial deposits.
New customers opening Certificates of Deposit in March can receive an $85 bonus. This requires a qualifying initial deposit.
Receive a $60 welcome bonus when opening a new Money Market Account. A minimum initial deposit is required to qualify.
First-time depositors can receive a cash bonus of $75. This applies to new High-Yield Savings Accounts with a qualifying initial deposit.
New customers opening a Jumbo CD account are eligible for a $125 bonus. This requires a higher initial deposit amount.
Open a new Individual Savings Account and get a $65 bonus. This incentive is for first-time customers with a qualifying deposit.
Open a new Fixed-Term CD account and receive a $100 cash bonus. This offer is available for qualifying initial deposits.
New customers making their first deposit into any Raisin account type can receive a $25 bonus. This is for qualifying initial funding.
New High-Interest Savings Account holders can receive a $70 sign-up bonus. Initial deposit conditions apply.
Existing customers can earn a $50 bonus for each friend referred. The friend must open an account and meet specified deposit requirements.
Customer Reviews
Good rates, slow setup
I recently opened a High-Interest Savings Account. The rates offered are definitely a strong point, much better than my current bank. However, the initial account verification took a bit longer than I expected, around 3 business days, which felt a little drawn out. Once it was set up though, funding the account was simple. A solid option overall, but be prepared for a small wait at the start.
Detailed CD opening experience
I decided to open a No-Penalty CD with Raisin a few weeks ago. The online application was quite clear, asking for all the usual personal and financial details. It took about 20 minutes to complete. After submitting, I received an email confirmation almost immediately. The account was fully verified and active within 48 hours, which was pretty good. Transferring funds from my existing bank was straightforward using the ACH instructions provided. I checked the account daily for the first week, and everything looked correct, including the interest accrual. The customer support section of the website answered most of my questions, so I didn't need to contact them directly. So far, the experience has been efficient and transparent.
Easy to open account
I just opened a High-Yield Savings Account through Raisin last week. It was way easier than I thought it would be. The whole process was pretty straightforward online, and I liked seeing all the different bank options in one place. Got everything set up in about 15 minutes. Super happy with the rate too, better than my old bank.
Fantastic savings platform!
I just moved some money into a new Money Market Account with Raisin and I am so impressed! The rates are so much better than what I was getting before. The website is super clean and easy to navigate, which made finding the best option a breeze. I'm telling everyone about this, definitely planning to open more accounts here soon!
Reliable for CDs
This is my third CD with Raisin, and they've been consistently reliable. I opened a new Long-Term CD last month, and the process was just as smooth as my previous ones. The rates are always competitive, which is why I keep coming back. I appreciate not having to shop around everywhere else.
Raisin Community Discussion
Share tips, ask questions & help fellow shoppers save more
Can you actually get your money out easily from Raisin if you need it, or is it a hassle?
How long does it usually take to get the referral bonus after you open an account? Is it instant?
I saw some ads for a sign-up bonus. How do you actually get that, do you need a special code or something?
Are there any fees for opening or maintaining a savings account with Raisin? Or do they try to sneak those in later?
Anyone know what the minimum deposit is for these accounts? Just trying to figure out how much I need to start.
Hey, thinking about opening an account with Raisin. Does anyone know if they're legit or just another fly-by-night operation?
I'm looking at Raisin for a high-yield savings account. How does it compare to Marcus or Ally Bank in terms of rates and ease of use?
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